Shyam Lal v. Shriram General Insurance Co. Ltd. 2025 INSC 1078- Motor Accident Compensation - Limitation As To Use

Motor Accident Compensation - While allowing appeal, SC observed: There can be no restriction insofar as the ‘limitation as to use’ as found in the policy which applies only to goods vehicles while the present vehicle as per the certificate of registration is a utility vehicle and the permit issued is of a contract carriage. The package policy was issued by the Insurance Company after looking at the certificate of registration and the permit issued and it has been clearly specified that the vehicle is entitled to carry 4+1 passengers in addition to the goods. The Insurance Company in the above circumstance, cannot wriggle out of its liability to indemnify the owner.