PNB Housing Finance Limited vs. Manoj Saha 2025 INSC 847 - Writ Petitions- SARFAESI Matters - Tenants

Constitution of India - Article 226,227 - SARFAESI Act - Any person claiming to be lessees/tenants in respect of secured assets to approach the DRT against measures under section 13(4) of SARFAESI, including taking possession of the secured asset. Tribunal is empowered to declare such measures invalid and restore possession. Order of DRT is made appealable before the appellate tribunal under section 18 of SARFAESI. In light of the aforesaid statutory scheme, this Court repeatedly deprecated interference of High Courts under Article 226/227 in matters pertaining to SARFAESI. (Para 11-12)

Case Info

Case Name and Neutral Citation

  • Case Name: PNB Housing Finance Limited vs. Sh. Manoj Saha & Anr.
  • Neutral Citation: 2025 INSC 847

Coram (Judges)

  • Justice Pamidighantam Sri Narasimha
  • Justice Joymalya Bagchi

Judgment Date

  • Date: July 15, 2025

Caselaws and Citations Referred

  1. Harshad Govardhan Sondagar v. International Assets Reconstruction Company Limited and Ors.
    • (2014) 6 SCC 1
  2. Varimadugu Obi Reddy v. B. Sreenivasulu and Ors.
    • (2023) 2 SCC 168 [Para 36]
  3. South Indian Bank Ltd. and Ors. v. Naveen Mathew Philip and Anr.
    • (2023) 17 SCC 311 [Para 17]
  4. Vishal N. Kalsaria v. Bank of India and Ors.
    • (2016) 3 SCC 762
  5. Bajarang Shyamsunder Agarwal v. Central Bank of India and Anr.
    • (2019) 9 SCC 94
  6. V. Dhanapal Chettiar v. Yesodai Ammal
    • (1979) 4 SCC 214 [Para 6]
  7. Anthony v. K.C. Ittoop & Sons and Ors.
    • (2000) 6 SCC 394

Statutes/Laws Referred

  • Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI)
    • Sections 13(2), 13(4), 14, 17(4A), 18, 35
  • Security Interest (Enforcement) Rules, 2002
    • Rule 8(1) and (2)
  • Transfer of Property Act, 1882
    • Section 65A, Section 106
  • West Bengal Premises Tenancy Act, 1997
    • Section 2(g), Section 6
  • Constitution of India
    • Article 226, Article 227

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