Gopal Dikshit vs United India Insurance Company Ltd. 2025 INSC 731 - Consumer Protection Act - Insurance
Note: No legal aspects discussed in this judgment- In appeal against NCDRC judgment, the issue raised was whether, the cause of loss to the premises is due to the seepage water or the heavy rains in Delhi- Allowing appeal, SC found that the damage to the insured premises was not caused by any inherent structural defect or seepage, but was instead a direct consequence of the unprecedented and heavy rainfall experienced during the relevant period, which led to flooding of water into the basement.
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